Let Warrenton Appraisal Group attend to your appraisal needs

To a lot of people, an appraisal just looks like one more thing in the long list of items for a home purchase or refinance. Practically all lenders still need a local expert because the stakes are so high, even though there are a growing number of automated home valuation processes that might appear to be more economical than an appraisal. Is getting a mortgage the only reason to get an appraisal? Are there other situations when the services of a certified, independent real estate professional might be helpful? Of course.

Let Warrenton Appraisal Group help you lower your mortgage payment

Challenge your tax assessment

If you reside in an area where the value of property has declined, it's possible you're paying too much in property taxes. An appraisal from Warrenton Appraisal Group is your best evidence when building your case. At Warrenton Appraisal Group, we're equipped to assist you in disputing your tax assessment.

Get rid of PMI to lower your mortgage payment

When the amount being loaned to the home owneris more than 80% of the actual value of the home, most lenders ask homebuyers to buy this extra insurance plan. That policy is Private Mortgage Insurance, or PMI. Seeing that added payment is usually bundled into the monthly mortgage payment, it is often forgotten. PMI is unnecessary when the remaining balance of the loan - whether through market appreciation or principal pay down - dips below the 80% mark, making this very unfavorable. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress requiring lenders to do away with the PMI payments when the loan-to-value ratio conditions have been met.

If you'd like to eliminate PMI, Warrenton Appraisal Group will produce a statement regarding the value of your home. The cost of the home valuation can generally be recovered in a short amount of time because you'll no longer be paying the PMI.

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Settle a divorce with less stress

A divorce can be a very horrible experience for both parties, and it is often further complicated by the difficult decision of who maintains the house. Regardless of the situation, it's a good idea to get an appraisal from Warrenton Appraisal Group so both parties are completely aware of the true market value of their house.

The parties will have a better idea of what price to set, if they want to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Determine a fair and accurate valuation for estate liquidation

The loss of a loved one is a painful time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Fair Market Value for the residential property involved. We ensure the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans do not have dedicated estate planners or executors to manage these matters, unlike wealthier individuals. A home or other property often makes up an uneven share of the total estate value, so knowing the true worth of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've gotten an honest deal.

Move to or from Fauquier County for work

We understand the stress involved with an employee relocation. That being said, we take great care in establishing an accommodating appointment time for the appraisal inspection. During our thorough inspection, we suggest relocating employees to provide remarks on the positive characteristics of their property, along with information regarding any new sales or listings in their neighborhood that they want considered.

Sell your home quickly — at the right price

Whether you want to sell your home on your own or with the help of a real estate agent, a professional appraisal can help you make a more informed decision when determining your selling price. Unlike a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees aren't a percentage of the sales price, but rather they rest on our efforts to complete the appraisal report.

On a daily basis, we examine the difference in value items like an extra bathroom or a kitchen remodel can make. Getting a professional appraisal is a trusted way to decide what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long houses are one the market.

Let Warrenton Appraisal Group help you sell your home quickly at the right price